Morning, Kraus.
Good morning, Kraus.
Don't bug me, Benson.
Oh, I look so horrible.
You know, this could be
the first morning
that we don't start off
with an argument.
Look at this
awful picture.
Does that
look like me?
Yeah.
You know, I didn't think
they were allowed to send
that kind of thing
through the mail.
Nobody ever gets
a good picture of me.
Yeah, you and
the Loch Ness monster.
Well, at least I got
my picture in our
bowling magazine.
Now, what is that
bedspread
you got wrapped
around your shoulders?
That's not a bedspread.
Those are the royal robes.
Oh. Beg your pardon,
Your Majesty.
I was elected
queen of the bowling ball.
Kraus, how can you
be elected queen
of a bowling ball?
Not bowling ball.
Bowling ball.
Oh, I see.
It was the
end-of-the-season dance,
and I was elected queen.
Who was the king?
Well, there was some
sort of mix-up
with the contestants,
and nobody ran.
When they found out
who the queen was,
they probably all ran.
What is this?
That's Clayton's suit.
A taxi driver
dropped it off.
Clayton's coming in later.
Let me see
if I got this straight.
Clayton's suit's here
but he's not.
(PANTING)
Good morning,
everyone.
Sorry I'm a little late.
That's okay,
Clayton,
your suit already
checked in.
(LAUGHING)
What is the matter
with her?
Men in their underwear
make her giggle.
This is my running outfit.
I'm getting in shape
for the Executive k race
one week from Thursday.
So from now on,
I'm gonna be running
five miles to work.
I'm gonna be running
five miles at lunch.
I'm gonna be running
five miles home.
Shouldn't you be
running along?
Hey, guys.
Hey, Clayton,
can I borrow your car?
Ah, fortunately for me,
I left my car at home today.
How about you, Benson?
Unfortunately for me,
I brought mine.
Can I borrow it?
No. What's the matter
with your car?
Well, you know,
I was parked illegally,
and the police towed it away.
Pay the fine.
Get it back.
Can you loan me $?
No.
Shucks. Then you got to
loan me your car.
If I won't loan you $,
why would I loan
you my car?
Come on, Benson,
I've got to run
the Governor's campaign
flyer to the printer.
Why don't you get
Clayton to run it over?
Ha!
I got to be there to
make sure the printer
does it right, okay?
Please, come on,
Benson.
No!
I'm always
doing you favors.
Name one.
Uh, the time
I helped you move.
The time I picked up
your girlfriend
at the airport.
The time I helped you
put up the TV antenna.
I said, "Name one."
Here, but come
right back.
Thanks a lot, pal.
Shouldn't you be wearing
a bathrobe or something?
Hi, Benson.
Hi, Clayton.
Hi, Katie.
Aren't you going
to school today?
No, I'm sick.
Sick? Ah, ah,
don't breathe on me.
What's the matter,
you got a cold?
No, it was the food
at the cafeteria.
Oh. I thought Ms. Kraus
packed your lunch.
Yeah, but yesterday,
I traded with Mary Jane.
She ate Kraus' lunch?
I'm surprised
she's not home sick.
The cafeteria had
mystery meat and some
sort of blue vegetable.
Katie, don't you
know better than
to eat a blue vegetable?
I did it on a dare.
Really, Katie,
that's terribly childish.
If someone dared you
to jump off the
Brooklyn Bridge,
would you do that?
That would depend
on a great number
of variables, Clayton,
the odds of my surviving
the impact,
temperature of the water,
permission of the authorities,
and whether I can
get a one-way ticket
to Brooklyn or not.
I never understand
why children
don't like me.
Kids are people, too.
Benson, I think you've
done an excellent
job on this bill.
Thank you, sir.
Send it back
to committee,
and if they incorporate
the changes
you've suggested,
I'll endorse it.
So, how about
some lunch?
Sure.
Are you listening
to the radio?
Did you hear?
Pete's a hero!
It's incredible.
Pete's a hero?
What? Huh?
Oh, oh. I was running
to News Radio .
They broke the story.
What happened?
Oh, here, they're doing
the story again.
What did Pete do?
Pete stopped a robbery
at a jewelry store
and assisted in the arrest
of two armed felons.
You're kidding!
Pete stopped a robbery
at a jewelry store
and assisted in the arrest
of two armed felons.
I know.
Well, why didn't
you tell me?
Clayton just told me.
Hi. Oh, Benson,
you're busy.
Good. I'll come
back later.
No, no, no.
Pete, come on in.
What?
It's Pete.
No. They're still talking
to the chief of police.
No, he's here.
The chief of police?
No, Pete!
Oh, hi, Pete!
Congratulations.
It was really nothing,
sir.
On the contrary, Peter,
this deed of valor
will reflect well
on the entire
administration.
I think you deserve
a hearty "well done."
Yeah, way to go, Pete.
What happened, anyway?
He was coming out
of this jewelry store.
He was coming
into a jewelry store.
Well...
Why don't
you tell it?
I saw these
two guys coming out
of a jewelry store,
waving g*ns,
and they jumped
at a van,
and started to
drive away when
I stopped them.
Tell him
how you did that.
I blocked their path.
Yeah? You could
have been hurt.
Yeah.
Fortunately, that car
of yours is built
like a t*nk.
My car?
You blocked their path
with my car?
Yeah.
They saw you in my car,
and they stopped?
Eventually.
What do you mean,
"Eventually"?
Did the van stop
or didn't it?
Yeah.
Halfway across
the front seat.
My car.
You wrecked my car?
Benson,
it was my civic duty.
It wasn't your civic duty
to wreck my car!
Denise!
Get my insurance
policy, please.
DENISE: Okay.
What is the
matter you?
You wrecked my car.
Please.
Pete's been
through a lot.
That's nothing
compared to what
he's gonna go through.
Benson, there are
more important things
than material
possessions.
You're right,
and my car is one of them.
Come on, Benson,
you're insured.
Why would you do
something stupid like that?
I reacted instinctively.
Denise,
my policy, please!
DENISE: I'm trying to find it.
You know, I think
I just got tired of
looking the other way.
And, darn it all,
I felt it was time
to get involved.
Next time get out of my car
before you get involved!
Pete, I can't tell you
how proud I am
of you at this moment.
Thank you, sir.
What you did
was truly admirable.
Hear, hear.
Peter, I'm having
a few friends over tonight.
If you're not busy,
why don't you join us?
You talking tea
and cookies
or a meal?
I'm talking buffet.
Well, I'm there.
Listen, Pete,
come on up
to my office.
I want to hear
the whole story.
Sure. Although a lot
of it's gonna be
on the evening news.
Well, what about my car?
Doesn't anybody care
about my car?
Oh, Benson,
as long as I let it slip
about that get-together
tonight, why don't
you drop by?
I can't drop by.
I don't have a car.
Oh, of course.
How silly of me.
Well, we'll miss you.
KRAUS: Now, Pete,
hold the newspaper still.
Squeeze together
just a little more.
That's it. Good.
Now me.
Oh, good,
I'll take it, Gretchen.
Come on, guys,
this is embarrassing.
KRAUS: Oh, good,
here's Benson.
Benson, come be
in the next picture.
I don't want to be
in any next picture
until I get my car back.
Denise, where is that
insurance guy?
He said he'd be here
between : and :.
Great.
I'm gonna be
here all night.
In that case,
I'm going to
the movies.
Well, good night, all.
I think I'll run
the long way
home tonight.
You know, Clayton,
the only thing I
admired about you was
the way you dressed.
And now even that's gone.
Come, come, come, Benson.
Running is good for you.
You really ought to try it.
Especially now that
you don't have a car.
(LAUGHS MOCKINGLY)
What's the matter, Benson?
No clever comeback?
(LAUGHS)
Thank you, Kraus.
I owe you one.
Okay, why don't you
pick me up around
I should be finished
with that insurance guy,
if he decides to show up.
(RHYTHMIC KNOCKING ON DOOR)
Okay, I'll see you then.
Coming.
I'll bet you any money
that's him.
I was right.
Come on in.
Hi! I'm Wally Hopkins
from the Zachary Taylor
Auto, Home, and Life.
But that's not who
I'm insured with.
No, you were insured
with Beneficial of Baltimore,
but we bought them.
So now I'm with
Zachary Taylor.
Yep. You've got yourself
a piece of the Zach.
Well, why don't you
have a seat, Mr. Taylor?
Hopkins,
but you can
call me Wally.
Okay, okay.
Wally.
Now, about my car...
You know, I punched
you up on our
computer this afternoon,
and I noticed you weren't
carrying any life insurance.
Well, I never
carry life insurance.
I put most of my savings
in the money market.
It pays a higher return.
But suppose you die?
Well, then it really
doesn't matter, does it?
And what about all those
little ones at home?
Well, I'm sure the
cockroaches can
take care of themselves.
Can we talk about
my car?
Okay, but before
I leave,
we're gonna talk
life insurance.
I can hardly wait!
Now, tell me
about your car.
Well, it was involved
in an accident.
I took a look at it this
afternoon, and it's totaled.
How do you know
it was totaled?
Well, I would
consider any car
in the shape of
a horseshoe totaled.
We'll make that judgment.
Now, how exactly
did the accident occur?
Pete Downey borrowed my car.
You're telling me
this Pete Downey
was driving your car
at the time of the accident?
Yes.
The car is still covered,
isn't it?
Of course, but I will
have to make
a note of that.
Now, how did
the accident happen?
Well, as I understand it,
Pete was around
Eighth Street...
This is the fellow
that was driving
your car?
I already told you that.
Yes, Pete Downey.
He was in front
of Adelle Jewelers...
In the car?
Do you have life insurance?
All right, all right.
You're so tense.
Well, anyway, he saw
these jewel thieves
escaping in a van,
and he used my car
to stop them.
I heard about that
guy on the news.
Do you know him?
No, I lent my car
to a perfect stranger.
Of course, I know him!
All right, now, let me
make sure I've
got this straight.
You loaned your car
to Pete Downey.
While he was down
on Eighth Street,
he saw a robbery
taking place,
and he drove your car
in front of the path of
the getaway vehicle
in order to stop
the crooks from
getting away.
Right.
He saw the crooks
and drove your car
into the path
of the oncoming vehicle.
Right.
That's a brave thing
to do.
Right.
But it's no accident.
What do you mean
it's no accident?
I mean it was
willful damage.
Our company
doesn't cover that.
What are you talking about?
The van hit my car!
Yes, but the van
had the right-of-way.
Right-of-way?
They just robbed a store!
They were trying to
make a getaway.
Your car was deliberately
placed in front of
the oncoming van.
I'm sorry, Mr. DuBois,
but your policy
does not cover
the deliberate destruction
of property.
Listen, when I bought
this policy,
they told me that
the car was covered
no matter what happened.
I believe your
policy says in the
event of accident,
your car is covered.
The car was not
in an accident.
The van was
in an accident,
and we will assume
that liability.
You're going to pay
the crooks but not me?
What you're telling me
is that this policy
I have is worthless.
You're not being fair.
I'm not being fair?
If you're not going to
honor my claim,
what good is this policy?
What have I been
paying all these years for?
Peace of mind.
Hey, Benson,
hurry up.
Pete's on the
evening news.
They've got film
of the aftermath.
Hey,
I'd like to see that.
Listen, think about
that life insurance
and give me a call.
Here's my card.
And there's my door.
Little girl?
Good morning.
Morning!
Well, I've got
to run.
Uh, could I see you
in my office, please?
Uh, Benson, I don't have
the time right now.
I, I got to do
a talk show at noon.
Well, what time is it now?
:.
Then you got time.
Yeah, but I thought
I'd get a haircut first.
Oh, Pete, listen.
I've had an
overwhelming response
from the people
about your act
of heroism.
So I think your bravery
should be publicly
acknowledged.
So I've decided to
award you the Governor's
medal for valor.
A medal!
You deserve it, Pete.
Well, whatever
you say, sir.
I'll get some TV people
over here.
We can make it live
on the : news.
Fine. See you
later, tiger.
Congratulations, Pete.
Yeah, congratulations.
Aw, thanks.
Now into my office.
Get a haircut later.
Benson, before
you say anything,
I'd like to say I'm sorry.
No, now, you've already
said you're sorry.
I accept that.
I don't want to hear you say,
"I'm sorry," again.
What I want to
hear you say is,
"Benson, here's how
I'm gonna pay for your car."
I'm sorry.
No, I said I don't want
to hear that again.
Pete, have a seat.
Now, the insurance company
isn't going to pay.
Why not?
Doesn't matter.
I talked to my lawyers.
They don't have to pay.
(LAUGHS)
I'm stuck without a car.
I'm sorry.
Would you stop that?
Well, how much is it
gonna cost to
replace the car?
Well, when I bought the car
eight days ago...
Gee, I'm so...
Upset.
$, not including
dealer prep.
So it's around $,?
Uh-huh.
Well, I think
I have a solution.
Mmm-hmm.
The guy from
the jewelry store
called me up,
and he said,
well, since I saved
the insurance company
about $,,
they're gonna
give me a reward.
And?
Well, I figure
it's gonna be about $,.
And?
I suppose when we get it,
we could get you a new car.
(LAUGHS)
That'll do it, yes.
This is wonderful.
Thank you very much.
I'm glad we could
straighten this out.
Yeah, me too.
Gee, I really had
plans for that money.
I'm sorry.
Oh, excuse me,
Benson,
I'm going to use
your shower.
What's wrong
with your shower?
Mine's all clogged up.
Well, call somebody
and get it unclogged.
I've got a meeting
with the council of churches
in minutes.
Did I say
he could use my shower?
Clayton,
get out of there!
This guy gives me boils.
He's spoiled rotten,
Benson.
At home, he probably
got to take a shower
whenever he wanted to.
CLAYTON: ♪ And we had
fun, fun, fun
♪ Until her daddy
took her T-bird away
See?
♪ Oh, Ooh, Ooh ♪
♪ Fun, fun, fun ♪
What are you doing?
I'm gonna
hide his clothes.
There are -million stories
in the naked city,
and this is one
I don't care to see.
And this is the kind
of life insurance
I recommend for you.
It's called
a whole life policy.
Which means
before I collect,
I have to lose
my whole life.
Miss Kraus,
think of it this way.
It's a insurance policy
with a savings
account built in.
No, it's a bet.
Every month
I bet you $
that I'm going to die
und collect ,.
Und you are betting
the ,
that I'm going to
get tired of paying $
before I die.
(CHUCKLES)
That's on way of
looking at it.
So, unless I die,
I lose a bet.
Und if I win,
I won't be around
to collect it.
Heads I lose,
tails I'm dead.
No bet.
Yeah, but you're
overlooking some
very important features.
Life insurance
gives you security
and in your retirement,
it acts as annuity.
And in the meantime,
if you have
an emergency,
you can borrow
the money back
at a very low
interest rate.
You're going to loan
me my money
und charge me for it?
No, thanks.
I'd rather take the $
to Las Vegas every month.
Ah, just the man
I've been looking for.
Oh, really?
What do you want?
I came to talk to you
about your automobile
insurance.
So you guys changed
your mind about paying
for my car, right?
Oh, not exactly,
but you'll be happy to know
that we have paid off
the owners of the van.
We believe in settling
our claims promptly.
You went to jail
and paid off the crooks.
Yes, but they're not
in jail anymore.
They used the money
for bail.
Well, let me see
if I've got this
straight now.
Two thieves who held up
a jewelry store
and plowed into my car
are now running around
at large,
courtesy of
my insurance policy.
I believe that sums it up.
No wonder my rates
keep going up.
Mr. DuBois,
if your rates
have gone up,
I'm sure there are
legitimate reasons
for the increase.
Oh, really?
Like what,
for instance?
Well, have you ever
dropped your policy?
Oh, yeah, one time when
I was in the army in Korea.
Strange as it may seem,
I didn't think I needed
automobile insurance
in a foxhole.
And after Korea,
did you ever
take up residence
in a densely populated
urban area?
Yeah, how stupid of me.
I wanted to be
near my family.
Well, there you have it.
These negative factors
in your profile
would account for
any increase in
your insurance costs.
Of course.
But Tuesday's little mishap
is another matter.
What are you getting at,
Wally?
Well, I could have just
sent you this in the mail,
but since you've
been a policy holder
for over years,
I thought I'd present it
in person.
Thank you so much.
I suppose you're
raising my rates again.
No, actually you don't
have to pay anything anymore.
Well, that's something.
It's your -day notice.
You've been canceled.
Say what?
Benson, do me a favor.
Have you stopped
wearing clothes
altogether?
I'm in the middle
of my last five miles.
Would you explain
to the Governor
why I won't be
at the awards ceremony?
I'm not going in there,
Clayton.
I'm gonna
watch it on TV,
but if I see him,
I'll tell him.
Thank you, Benson,
I want to get in
my miles for the day.
Aren't you getting a little
carried away with
this running?
Benson, there are
gonna be runners
in that Executive
k race.
I wanna be ready.
I've run miles
every day of the week.
Except Saturday
and Sunday.
Those days I've run
miles each.
miles?
Oh, yeah.
When I pick up that trophy,
it'll all be worth it.
Hey, oh! Turn up the sound.
Here comes the Governor.
MALE REPORTER: (ON TV)
Thank you, Jerry.
That was exciting footage
of today's Executive k.
There you go,
that's my race...
(STUTTERING) Today?
I...
I thought...
I thought it was...
It's supposed to be
next Thursday!
You ran the race
on the wrong day!
If I were you, Clayton,
I'd demand all of those
runners apologize to me.
Okay, Jerry.
Right now, I'm in
the Governor's mansion
where an awards ceremony
is just about to begin.
Ladies and gentlemen,
Governor Gene Gatling.
Now, before I make
my presentation,
I would like
to introduce
the president
and chief executive officer
of Zachary Taylor
insurance company,
Mr. MacDonald Taylor.
Thank you, Governor.
That's the same
insurance company
that refused
to pay my claim!
I feel like
I've been cheated.
Ha! You feel cheated?
Now I'm not even
gonna get a t-shirt.
I have shin splints.
My shower is clogged.
Kraus keeps laughing at me.
As you know,
our firm carries
the insurance for
the jewelry store
where the attempted
robbery took place.
Just give Pete the reward.
Had it not been
for Mr. Downey's
heroic efforts,
our company would
have suffered
a loss of $,.
So in recognition
of that effort,
we would like
to present Mr. Downey
with this beautiful
gold pocket watch.
Pocket watch?
A pocket watch?
I hope it's worth $,.
Thank you.
Thank you, Mr. Taylor.
Our pleasure.
At Zachary
Taylor insurance,
people always
come first.
I believe I'll have
a little talk
with Mr. Taylor
before he leaves.
And Mr. Downey's
efforts should stand
as a shining example
of citizenship
and unselfishness.
Oh, Mr. Taylor,
allow me to present
Benson DuBois,
state budget director.
Come on over here,
Benson.
That's all right, Governor.
I'll wait till you finish.
Don't be silly!
You're a part of this.
It was Benson's car
that Pete was driving
at the time
he stopped
the thieves.
Did you know that?
No.
Yes.
Car's totaled now.
Brand-new car, too.
What a shame.
I hope you were insured.
I was... Once.
Gee, what
a good-looking
watch, Pete.
Is that your reward?
Yeah.
All I got is a wrecked car.
You mean your
insurance company refused
to pay the claim?
Yes. And they
canceled me, too.
Well, that's terrible!
Can they do that,
Mr. Taylor?
(SIGHS)
I hate to say it,
Governor,
but they can
in this state.
And some companies
are more interested
in money than people.
You won't find that attitude
at Zachary Taylor.
I had a piece of the Zach...
Once.
What?
Zachary Taylor,
that was my insurance
company once.
You mean you canceled
Benson's policy?
Yes, sir.
They said I had
a negative profile.
You canceled
Benson's policy
'cause you don't like
the way he looks
from the side?
I'm sure there's
some sort of
misunderstanding,
some computer error.
I hardly
know what to say.
I wish you'd say
you won't cancel my policy.
I won't cancel your policy.
And that you'll pay my claim.
Fine. Anything else?
Yes, now that
you mention it.
Mr. Downey here saved
your company $,.
So?
That pocket watch
doesn't seem like
much of a reward.
You can say that again.
How much is it worth,
anyway?
$,.
I hope it's insured.
Kraus,
if I'm not
mistaken,
I think you've gotta
run with that broom
before you can take-off.
Quiet, Benson!
I just saw a mouse.
Friend of yours?
I want to bash his
little head in this broom.
Then what are you
gonna do?
Mount it over
at the fireplace?
Kraus, give me
that broom.
Get down from there.
I'm not getting off
this chair until
that mouse is a goner.
Well, you can't stay up
there all day.
I can, as long as
that mouse is in my kitchen.
Give me the broom.
I'll take care of it.
Oh.
Right after lunch.